Have them pull it now. These are VZ staff and are very responsive and understanding. Press question mark to learn the rest of the keyboard shortcuts. But there's no actual physical lines running on the polls by the house.

A community to discuss and ask questions about anything and everything Verizon, be it Wireless, FiOS, DSL, Landline, etc. TLDR does Verizon credit check existing customers who want to add a high end device via the edge program? And I was denied service, said they couldn't offer due to deposit, I'd have to buy the phone outright. I highly doubt the Verizon check is hard and will actually hold up your closing. Does anybody know what the credit check for getting a device payment plan entails? I just switched from a grandfathered one to 16 GB data and unlimited talk and text. 73% Upvoted. I've been a customer for I think 5 years and when I called in the person told me that an iPhone 7 (best version whatever that is I'm an android guy, this is for the wife) would require a credit check for the edge program. This is a new feature. I am just trying to activate internet. I had the same concern a month ago, but I was able through chat to set up service at my new address (old homeowners had existing service) without the credit check or a deposit, and didn't have to answer any additional questions from the underwriter. Right after 5G nationwide coverage was announced, I checked on the new 5G map to see some small areas in some cities equipped with 5G, now that I come back to that map, some of them are completely eliminated or severely reduced. However, as virtually all modern mortgage companies have active credit monitoring, additional hard checks could generate requests for additional documentation which could hold up my closing. Verizon now demands that I send in a copy of my driver's license if I want service. But the terms did say after 1yr they will consider phone financing. I had a weird issue where when I first signed up 2 months ago I tried to exchange a phone and the system tried to add a deposit in addition to the down payment to my account. However, if I pay a deposit first, Verizon doesn't get my credit history for their own internal monetization purposes. Checking your credit is the first step in joining Verizon. Where are you moving to? How's that work? I recently signed up for FiOS in Westchester, NY. Press J to jump to the feed. I have 700+ credit rating so this is not a concern about my credit. I've been a customer for I think 5 years and when I called in the person told me that an iPhone 7 (best version whatever that is I'm an android guy, this is for the wife) would require a credit check … It's a massively hard inquiry, I had it done a few months ago and they pulled my credit from all 3, Equifax, Transunion, and Experian, and each took a massive drop by 24 point, one by 27. By using our Services or clicking I agree, you agree to our use of cookies. They did mine last week.

Actually, it is a hard pull. Is Verizon losing a lot of postpaid subscribers to offer this option? This thread is archived. Don't sweat it.

New comments cannot be posted and votes cannot be cast. For General Information related to verizon, feel free to stop by /r/verizon. They do a hard inquiry against your credit. Wait until you close on the house to let Verizon pull credit. Flash forward 2 months and I still had a down payment but no deposit to add a line. There is no local ISP alternative which services my new home, so Fios will be my only realistic option after I move. Press J to jump to the feed. Even if I were to fail the credit check (which I obviously wouldn't) Verizon would then offer me the ability to pay a deposit. Press J to jump to the feed. I understand how credit checks work. I have repeatedly offered to pay a deposit on phone and in chat. Verizon will not cancel my order, and will leave the demand that I send in personal identification for 30 days. Welcome to /r/Verizon! And showed two options no credit check or credit check postpaid. Verizon can do soft checks in the future if you decide to add more lines or (possibly) for international calling eligibility check. TLDR does Verizon credit check existing customers who want to add a high end device via the edge program?

Do late payments count as "bad standing" or merely suspension of service? Welcome to /r/Verizon! Verizon Service with Poor Credit. Internal checks don't affect your credit though. If you don't give your SSN (& you don't need to), you will probably need to pay a deposit and might need to undergo identity verification, but you won't have a credit check done if you specify. Now that process may be held up after the move because they will not let me go back and complete the normal online registration. Still money up front. Situation: New home purchase, trying to schedule Fios. Does anybody know what the credit check for getting a device payment plan entails? Cookies help us deliver our Services.

They still asked for my SSN, but since my file was/is frozen, they couldn't proceed. Down payment vs deposit what's the difference? The terms on the no credit check they do require full SS# and your personal information they say to run ID check not credit. If you have Verizon Wireless you can use your wireless number if you have a good payment history and bypass the credit check. Not sure if Transunion or Experian considers them hard pull as well though. They take everything as hard though I think I had 3 hard pulls for signing up for 1 Comcast service since each rep had to do it lol.
Press question mark to learn the rest of the keyboard shortcuts, https://www.dslreports.com/forum/vzdirect. /r/Fios is a community for discussing and asking questions about Verizon Wireless' Fios related services. Not to say that the big ones are gone but some I personally have noted are gone.

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Verizon flatly refuses to grant service without a hard credit check. New comments cannot be posted and votes cannot be cast. 6 comments. It's a soft inquiry and if you "fail" they'll ask for a down payment on the device. That's interesting. All on-topic posts will be accepted, even those which may put Verizon in a negative light. I am wondering if they do a hard pull or if it is just a soft pull against your credit. Credit scores between 500 and 650 may require deposit of $100 per line (up to $750 total).

Verizon flatly refuses to grant service without a hard credit check.

The credit check failed since I have my credit frozen at all 3 bureaus. My current cable company did not ask for a credit. I would say try calling again and see if a different rep is willing to help you. I am wondering if they do a hard pull or if it is just a soft pull against your credit. It’s easier than you think so let’s get you started on America’s #1 network. I'm sure this is technically legal, but it is sketchy as hell as a business practice. I searched for it on this subbreddit, but found conflicting information so I was hoping to ask before I sign up. I may as well go to T-Mobile and be denied there vs Verizon as I am building credit and have no interest in an inquiry or denial. Contact VZ Direct at https://www.dslreports.com/forum/vzdirect.

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